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Insurance for riders
Motorcycle injuries are often bigger than the at-fault driver’s policy. Here’s where else coverage can come from.
Where payment can come from
- The at-fault driver’s liability policy. Georgia’s minimum is low.
- Your uninsured/underinsured motorist (UM) coverage on your motorcycle policy.
- UM on a household auto policy, depending on the policy terms.
- Medical payments (MedPay), if you have it.
- Health insurance, which may want to be repaid from a settlement.
Check your declarations page. Many riders carry only the minimum on their bikes. We review every policy in the household.
Passengers
If you were riding as a passenger, you may have claims against the other driver and, in some cases, the operator of the motorcycle you were on.
Went down because of another driver?
Free case review with Talal Perez Ghosheh. English or Spanish.